Straddle | Payment Solution for Platforms and Marketplace

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Supercharge your

Platform Payments

banking. Built for you.

Easily embed next-generation bank payments with a complete stack of tools for identity, money movement, fraud prevention.

Delight your customers with instant onboarding and faster payments.

Easily embed next-generation bank payments with a complete stack of tools for identity, money movement, fraud prevention.

Delight your customers with instant onboarding and faster payments.

Secure, fast account-to-account payments with all the features you need in a single, simple API.

Start Building

API docs

SaaS

View detailed customer profiles including identity information and detailed payment history

PayFacs

Embed offers the simplest, fastest way to launch and grow with Pay-by-Bank as a core payment method to your merchant or fintech portfolio.

Marketplaces

Simplify account verification, user onboarding, and facilitate multi-party payments through one simple integration.

SaaS

View detailed customer profiles including identity information and detailed payment history

PayFacs

Embed offers the simplest, fastest way to launch and grow with Pay-by-Bank as a core payment method to your merchant or fintech portfolio.

Marketplaces

Simplify account verification, user onboarding, and facilitate multi-party payments through one simple integration.

Facilitate and monetize open

banking payments

Facilitate and monetize open

banking payments

Full stack.

Single purpose.

Facilitate and monetize open

banking payments

Stand out from the crowd with best-in-class A2A payments

We obsess over every detail so your team

can focus on what matters.

Flexible monetization options

Add long term value and make account-to-account payments a powerful source of revenue with our industry-leading programs.

Collect fees directly from merchant activity or let Straddle handle the messy billing while you get paid every month.

Stand out from the crowd

Given the increasing rate at which software companies are integrating payments, experiences need to be differentiated. Credit cards are table stakes.

Users demand more - and you can help your customers get paid faster while reducing costs.

Given the increasing rate at which software companies are integrating payments, experiences need to be differentiated. Credit cards are table stakes.

Users demand more - and you can help your customers get paid faster while reducing costs.

$987.00 USD charge for Zoe

Payed

Type: Charge

Customer ID

Payment ID

Paykey

External ID

Amount

$987.00 USD

Charge date

4 October, 1:05 PM

Payment method

Chase bank, •••• 4081

Payment rail

Wire transfer

Payment status: Reversed

Reason:

Disputed

Source:

Disputed

Code:

R10

Customer information

Customer’s page

[email protected]

Phone

+11234567890

Type

Individual

External ID

#122109120

Additional details

Consent type

Internet

IP Address

1.2.3.4

Balance check

Enabled

Description

Wednesday test charge

Metadata

Favourite

Blue

Date of birth

25.12.2004

Something else

N/A

Payment was successful

$603.00 USD

$987.00 USD

$677.00 USD

Onboard users instantly

Onboard merchants in minutes with a document-free experience that doesn’t compromise on compliance.

We handle everything from data collection to KYC/KYB, expertly built to impress users every step of the way.

Turn risk into revenue

Embed automates payouts directly to users - removing your platform from the flow of funds and eliminating the administrative burden, regulatory oversight, and liability that comes with taking custody of funds.

Fraudulent Account

This account seems to be fraud for several reasons

Name

John

Act ID

Placeholder

Ready, Set, Go

We bring together open-banking, fraud monitoring, money movement and more into a full-stack solution for your use case. Build, launch, and scale faster than the competition.

Balance confirmation included with payment requests. Same-day ACH charges, all Fed windows, and API settlement tracking. Get paid within 24 hours. Money sending via ACH, RTP, and upcoming FedNow through multi-rail orchestration.

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No overdrafts

Without NSF fees

Fast payments

A partner program built for growth

Instant merchant onboarding

Automate onboarding to simplify worflows and sign users up in minutes. Embed also

takes care of all your KYB and compliance requirements.

Automate onboarding to simplify worflows and sign users up in minutes. Embed also

takes care of all your KYB and compliance requirements.

Approve more customers

with delightful, low-touch

onboarding journeys.

Approve more customers with delightful, low-touch

onboarding journeys.

Approve more customers with delightful, low-touch onboarding journeys.

80% of new clients are approved in minutes, with webhooks
keeping your software in the loop

80% of new clients are approved in minutes, with webhooks keeping your software in the loop

Get in touch

Approve more customers with delightful, low-touch onboarding journeys.

80% of new clients are approved in minutes, with webhooks keeping your software in the loop

Get in touch

Frequently Asked Questions

Full stack.

Single purpose.

What are embedded payments?

How can I integrate payments on my platform?

What is a SaaS payment solution?

"Straddle as a Service"

While Straddle has been thoughtfully designed as complimentary, vertically-integrated payment stack, certain large enterprise platforms or payment providers may have bespoke requirements that only require access to a subsection of the Straddle stack.

In these scenarios, we can extend specific endpoints - think Identity for your PayFac or ACH payments for B2B - as standalone products.

Start building

Stay connected with Straddle

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